At Morabitox, we are dedicated to safeguarding and respecting your privacy. In order to provide our services, we need to handle certain personal information associated with you (referred to as "Personal Data"). This Privacy Notice outlines the manner in which Morabitox collects, uses, shares, retains, and processes your Personal Data, while also informing you about your rights in relation to such processing.
We kindly ask you to carefully read through this Privacy Notice as it becomes legally binding when you access the Morabitox website (collectively referred to as the "Platform") and utilize any of the services made available to you through the Platform.
Should you have any inquiries or concerns about the processing of your personal data, please don't hesitate to reach out to us at [email protected].
2. DATA CONTROLLER
Morabitox s.r.o., along with third-party tools, the Platform security, and IT solutions provider, acts as the primary controller responsible for the processing of your personal data.
3. COLLECTION OF PERSONAL DATA
In order to deliver our services and fulfill our regulatory requirements, we gather your Personal Data when you access the Platform, utilize the available services, or engage with us through social media, email, or other communication channels.
Morabitox may obtain your Personal Data from different sources, as detailed below:
Source Details
Direct interaction Your Personal Data is gathered when you provide it to us upon accessing the Platform,
completing any forms, registering, or engaging in any form of interaction.
Digital interaction Through the utilization of cookies and similar technologies, we have the capability to
gather specific Personal Data automatically regarding your visit and utilization of the
Platform. This may include your IP address, device information, browser particulars,
details about your visit, and other pertinent technical information.
Indirect interaction We have the possibility of collecting your Personal Data that is publicly available on
sources such as other websites and social media platforms. Additionally, we may receive
your Personal Data from third parties, including financial institutions, identity verification
partners, and state registers.
4. CATEGORIES OF PROCESSED PERSONAL DATA
The following table provides an overview of the personal data we collect and use:
Personal Data Collected Purpose of Collection and Use
Name To identify and address you correctly
Personal identification code To uniquely identify you
Date of birth To verify your age and eligibility for certain services
Place of birth To verify your identity and background
Citizenship To determine your legal status and rights
Residence To establish your geographic location
Identity document data To verify your identity and ensure legal compliance
Address To communicate with you and verify your location
Facial image To authenticate your identity and enhance security
Liveness check To make sure that you are the person who is registering
PEP status To assess potential risks associated with your status
Other data that we collected for processing the service:
Category Details
Payments data Information pertaining to your chosen payment method, bank or payment account
details, address details, electronic wallet information, and transaction details associated
with your use of the platform.
Financial data Information pertaining to the origin of your funds and your income details.
Preferences data Information regarding your usage of services, including the specific services and products
utilized, as well as any inquiries or complaints raised.
Technical data Information about the nature of your device, device identification, IP address, and the geographical
location of your device.
5. SECURITY MEASURES AND PROTECTION OF YOUR PERSONAL DATA
We prioritize the security of your Personal Data and have implemented a range of physical and technical measures to safeguard it from unauthorized access, maintain its confidentiality, and prevent any misuse or disclosure.
To ensure the protection of your Personal Data, we store it on secure servers that employ both physical and electronic access controls. Additionally, we undergo regular audits conducted by external auditors to validate our compliance with security certifications and assess the effectiveness of our security measures.
6. RETENTION AND DELETION OF PERSONAL DATA
We retain your Personal Data for as long as reasonably necessary to fulfill the purposes of the data processing or as required by applicable legal obligations. Once your Personal Data is no longer needed for processing purposes or when the applicable retention period expires, we will delete it.
In determining the appropriate retention period, we consider factors such as the quantity, nature, and sensitivity of the Personal Data, the potential risks associated with unauthorized use or disclosure of your Personal Data, the purposes of the processing, the availability of alternative means to achieve those purposes, and any legal obligations that may apply.
It is important to note that certain anti-money laundering laws may require us to retain and maintain specific types of Personal Data for a significant period of time even after your account with us has been closed.
7. COOKIES
Cookies are small text files that are placed on your device when you visit our website. These files store information about your visit and assist our website in recognizing your device and remembering your preferences. For more detailed information on cookies, please visit www.aboutcookies.org. We utilize cookies and similar technologies, such as web beacons, for various purposes including analytics, marketing, advertising, and technical functionalities. These technologies help us streamline your navigation on the website, remember your preferences, provide you with relevant information, and analyze your interactions with our tools and services to enhance your overall browsing experience.
8. YOUR RIGHTS
Depending on the applicable laws in your country of residence, you may have certain additional privacy-related rights. If any of the rights mentioned below are not provided under the laws of your country of residence, Morabitox retains absolute discretion in granting those rights.
- Information and Access: You have the right to request confirmation of whether your Personal Data is being processed, obtain information about such processing, and request a copy of the information in a structured format.
- Rectification: If the Personal Data we hold about you is incomplete or inaccurate, you have the right to request its update or correction.
- Retention and Erasure: We ensure that your Personal Data is not retained longer than necessary. However, you can request the erasure of your Personal Data, subject to certain requirements as per applicable laws.
- Objection: You have the right to object to the processing of your Personal Data for direct marketing, research purposes, or any processing without corresponding legal grounds.
- Processing Restrictions: Under certain circumstances, such as disputing accuracy or objecting to processing, you can request the restriction, blocking, or suppression of your Personal Data processing. If approved, we will cease processing your Personal Data while retaining it.
- Data Portability: You may request your Personal Data, provided to us, in a structured, commonly used, and machine-readable format. If feasible, we can also transmit your Personal Data directly to another data controller on your behalf.
- Consent Withdrawal: If your Personal Data processing is based on consent, you have the right to withdraw your consent at any time. This withdrawal does not affect the lawfulness of processing based on other legal grounds.
- Automated Decision-making and Profiling: We employ automated processes at times. You have the right not to be subject to decisions based solely on automated processing, including profiling, that significantly affect you. While we generally do not rely solely on automated tools for decision-making, if we make a decision about you solely through automated processes, you can contest it and request human intervention.
- Right to Lodge a Complaint: We prioritize your privacy rights and are committed to addressing any issues or concerns related to your Personal Data processing. If you have any questions or concerns, please reach out to us at [email protected]. If you are unsatisfied with our response, you have the right to lodge a complaint with the data protection authority in your country of residence.
- Right to Opt-out of Marketing Communications: We may contact you electronically for marketing purposes if you have consented to such communication and based on your marketing preferences. However, you have the right to object to or withdraw your consent for further processing for direct marketing purposes at any time
To exercise any of your rights mentioned above, please email us at [email protected]. For security purposes, we may request proof of your identity.
10. TRANSFER OF YOUR PERSONAL DATATo facilitate the functioning of the Platform, we may transfer your Personal Data to entities such as our subsidiaries, business partners, service providers, and other third parties involved in providing our services. Some of these transfers may occur outside the European Economic Area (EEA) and the United Kingdom (UK). When transferring your Personal Data outside these regions, we will ensure that the transfer is conducted lawfully and that Data Processors in third countries comply with the EU General Data Protection Act 2016 and the UK Data Protection Act 2018. By using our products and services, you consent to the transfer of your Personal Data to other countries, including those with different levels of privacy and data protection laws compared to your country. Throughout these transfers, we will safeguard your Personal Data as outlined in this Privacy Notice and establish appropriate contractual agreements for sharing information.
11. PROTECTION OF YOUR RIGHTS
If you have any questions, wish to revoke your consent, or need to exercise your rights regarding the processing of your Personal Data, you can contact Morabitox. This includes the right to lodge complaints related to the processing of your Personal Data. For inquiries and cancellation of consent, you can reach out to our designated data protection specialist for private customers at [email protected]. In case of any violations of your rights, you also have the option to contact the Data Protection Inspectorate or seek recourse through a court within their jurisdiction. However, we encourage you to first reach out to us directly so that we can promptly address and resolve any issues that may have arisen.